
BiYaPay
BiYaPay is a multi-asset wallet that combines crypto trading, USD remittance, and US and Hong Kong stock investing in one app.

What is BiYaPay?
BiYaPay is a multi-asset trading wallet for individuals managing money across borders. Users can swap between 30+ fiat currencies and 200+ digital assets, send same-day USD remittances, invest in US and Hong Kong stocks with USDT, and trade forex and commodity futures. BiYaPay is registered as a FinCEN MSB and a New Zealand FSP with 1M+ users across 100+ countries.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

