
Fern
Fern is API infrastructure for cross-border payments across fiat, stablecoins, and crypto, with business banking accounts for onchain teams.

What is Fern?
Fern provides API rails and business banking for moving money across fiat, stablecoins, and crypto. Developers can integrate cross-border payments, conversions, and account services through one platform, with routing chosen automatically across rails. Fern is a Circle partner, so USDC and other stablecoin flows are first-class.
Web3 dapps and developer tools related to Fern
Discover blockchain applications that are frequently used with Fern.
Developer resources from Alchemy

What is ERC-4337?
ERC-4337 enables smart contract wallets on Ethereum without requiring any consensus-layer protocol changes.

x402 vs MPP: comparing agent payment protocols
x402 and MPP both let AI agents pay for API calls over HTTP, but they differ in payment rails, session support, and protocol-level primitives. Here's how they compare.

How Exa App reimagined banking with smart wallets
Case study: How Exa App transformed crypto banking with smart wallets, eliminating gas fees and seed phrases for users while reducing their costs by 20x
Fern alternatives
Explore web3 competitors and apps like Fern.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

