Kem
Kem is a global money app that lets users send dollars, gold, and crypto worldwide and spend with a Visa card backed by Tether.
What is Kem?
Kem is a digital wallet that combines digital dollars, gold, and crypto in a single app, backed by Tether. Users send USD globally with low fees, swap between dollars, gold, and crypto instantly, and spend with Kem Cards at Visa-accepting merchants in 150+ countries. The app includes proof-of-reserves links for gold holdings and supports Apple Pay integration for everyday payments.
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Explore web3 competitors and apps like Kem.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
