Savvy
Savvy DeFi is an interest-free, auto-repaying credit protocol on Arbitrum where deposits earn yield that pays down the borrower's debt over time.
What is Savvy?
Savvy is a decentralized credit protocol on Arbitrum that lets users deposit USD, ETH, or BTC-correlated collateral and borrow synthetic svTokens (svUSD, svETH, svBTC) against future yield. The deposit keeps earning yield through the user's chosen strategy, and that yield auto-repays the debt with no interest charged and no liquidation risk. Borrowers can use svTokens across Arbitrum DeFi or swap them back for the underlying base asset whenever they want to close the position.
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Savvy alternatives
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
