
Savvy
Savvy DeFi is an interest-free, auto-repaying credit protocol on Arbitrum where deposits earn yield that pays down the borrower's debt over time.

What is Savvy?
Savvy is a decentralized credit protocol on Arbitrum that lets users deposit USD, ETH, or BTC-correlated collateral and borrow synthetic svTokens (svUSD, svETH, svBTC) against future yield. The deposit keeps earning yield through the user's chosen strategy, and that yield auto-repays the debt with no interest charged and no liquidation risk. Borrowers can use svTokens across Arbitrum DeFi or swap them back for the underlying base asset whenever they want to close the position.
Web3 dapps and developer tools related to Savvy
Discover blockchain applications that are frequently used with Savvy.
Developer resources from Alchemy

What are DeFi AI agents? Use cases, risks, and architecture
DeFi AI agents, also called DeFAI agents, are autonomous systems that can reason, sign, and settle onchain under policy controls.

The developer's guide to blockchain app development costs in 2025
Want to know what kind of budget you'll need to build an app onchain?

Building the world’s largest prediction market: Polymarket at $15.5B+
While Polymarket was scaling their business on Alchemy, our team completely rebuilt our infrastructure from the ground up to elevate our customers to the next level.
Savvy alternatives
Explore web3 competitors and apps like Savvy.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

