Splits

What is Splits?

Splits is a permissionless financial infrastructure platform that lets users process revenue, move money, and run operations instantly, anywhere in the world — with no paperwork or company needed. Splits offers shared wallets with modern banking features including subaccounts, treasury management, accounting, bank transfers, automations, and invoicing. It supports crypto and fiat payments, payroll, and recurring payments in one place. Automated swaps convert volatile assets into stablecoins upon receipt, and idle cash can earn yield with full visibility into all assets and transactions. The platform is built on open-source, self-custodied accounts with cryptographic access controls. Its battle-tested protocol includes composable smart contracts — Split, Waterfall, and Swapper — that can be stacked together or used individually. Developer tools including SDKs, APIs, CLI, and an MCP server make integration straightforward.