Folks Finance
Folks Finance is a cross-chain lending protocol where users deposit, borrow, and trade from a single account across Avalanche, Ethereum, Arbitrum, Base, BNB Chain, and Polygon.
What is Folks Finance?
Folks Finance is a cross-chain lending and borrowing protocol. Through its xChain product, users deposit on one network and lend, borrow, or trade across supported chains from a unified account, using a hub-and-spoke model with Avalanche as the hub. Folks runs on Avalanche, Ethereum, Arbitrum, Base, BNB Chain, and Polygon, with a separate full DeFi suite (lending, xALGO liquid staking, looping, DEX router) live on Algorand.
Web3 dapps and developer tools related to Folks Finance
Discover blockchain applications that are frequently used with Folks Finance.
RHEA Finance
Compound Blue
YieldFi
AlphaPing
Developer resources from Alchemy
Agentic payments and x402, explained
Agentic payments let AI agents pay for APIs, data, and services on their own, with no human at checkout. Learn how x402 works and powers agentic commerce.
The stablecoin landscape across different chains
A data-driven look at where $300B+ in stablecoins actually live and move across major blockchains like Ethereum, Solana, Tron, and emerging L1s.
How Axal built 9% APY automated savings with smart wallets
Axal: 9% APY DeFi savings via smart wallets. Sub-400ms deposits, 99% lower fees, automated multi-protocol diversification.
Folks Finance alternatives
Explore web3 competitors and apps like Folks Finance.
Aave
Compound
marginfi
NotionalApp store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
