Folks Finance
Folks Finance is a cross-chain lending protocol where users deposit, borrow, and trade from a single account across Avalanche, Ethereum, Arbitrum, Base, BNB Chain, and Polygon.
What is Folks Finance?
Folks Finance is a cross-chain lending and borrowing protocol. Through its xChain product, users deposit on one network and lend, borrow, or trade across supported chains from a unified account, using a hub-and-spoke model with Avalanche as the hub. Folks runs on Avalanche, Ethereum, Arbitrum, Base, BNB Chain, and Polygon, with a separate full DeFi suite (lending, xALGO liquid staking, looping, DEX router) live on Algorand.
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Developer resources from Alchemy
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NotionalApp store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
