
Gearbox
Gearbox is a tokenisation lending stack providing institutional credit infrastructure including margin, prime brokerage, and portfolio loans for real-world assets.

What is Gearbox?
Gearbox is a tokenisation lending stack that provides institutional credit infrastructure for real-world assets, including margin, prime brokerage, and portfolio loans. The protocol uses segregated accounts that mirror traditional finance relationships in DeFi, with per-account allowlists, jurisdiction filters, and per-user risk limits. Gearbox supports issuer-aware mechanics with custom deposit and redemption options, regulatory and KYC requirements through token whitelists and transfer rules, and legal enforcement workflows. The platform offers long-term savings products with up to 14% APY and institutional-grade leverage for approved participants. Battle-tested since 2021 with over $12B in transaction volume and more than $3M spent on security across 30+ audits, Gearbox has maintained zero breaches.
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