
Spiko
Spiko is a French-regulated tokenization platform that issues USTBL and EUTBL — money market fund tokens that pay daily interest from short-term Treasury bills.

What is Spiko?
Spiko is a French AMF-regulated platform offering tokenized money market funds backed by short-duration U.S. and Eurozone Treasury bills. Users open an account in a few minutes, deposit dollars or euros, and hold USTBL or EUTBL tokens that pay daily interest, with bank custody at BNP Paribas and CACEIS. The funds run on Ethereum, Polygon, Arbitrum, Base, and Starknet, with around $1.2B in assets under management.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

