Zoth
Zoth is a stablecoin neobank that earns RWA-backed yield through zVaults - ERC-4626 strategies targeting up to ~10% APY on idle balances.
What is Zoth?
Zoth is a stablecoin neobank on Ethereum that automatically earns yield on user balances through zVaults - ERC-20 fund-share tokens that route capital into RWA-backed financing strategies and diversified DeFi. The flagship zOPAL vault targets up to 16% APY via asset-backed financing, with multi-party-computation custody and Pyth-priced collateral underpinning the platform.
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Zoth alternatives
Explore web3 competitors and apps like Zoth.
Securitize
Ondo Finance
Spiko
TheoApp store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
