
Credit Coop
Credit Coop is a real-world credit protocol on Ethereum and Base where lenders fund credit lines for crypto businesses repaid from on-chain cash flows.

What is Credit Coop?
Credit Coop is a private-credit protocol that turns the future cash flows of crypto-native businesses into programmable collateral on Ethereum and Base. Lenders deposit stablecoins to fund credit lines for vetted borrowers earning around 15% APY, and borrower revenue is automatically routed through smart contracts to service the loan. The protocol has originated over $1B in volume with zero defaults to date.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

